We help our clients understand their current credit situation, build a plan to increase their credit, and guide them through application processes.
We will go over your credit report with you over the phone to learn more about your situation.
We will start working on your credit right away to remove collections and charge - offs.
As a realtor I can guide you through the home buying process & I can also help with auto loans.

In 2022, I started educating people about how credit works and launched my credit repair business in San Antonio, Texas. The business grew quickly and has been my baby ever since.
Over the years, I watched families go from feeling discouraged about their credit to getting approved for their first home. Seeing those moments inspired me to take the next step. In 2025, I decided to get my real estate license so I could better understand the home-buying process and personally guide my clients all the way to the closing table.
Today, I bring credit education and real estate together to help you understand where you are, what needs attention, and how to move toward your goals. Whether you’re working on your credit or ready to start looking for a home, I want you to feel informed, supported, and comfortable asking questions along the way.
Select a time below to receive a call from Josie and go over your credit report. We will put together a game plan to improve your credit score!
Click the button above to select a time I can call you, the call is 10 - 15 mins.
After booking you will be redirected to our credit monitoring site to sign up for $1.
On our call we will go over your each account on your credit report and game plan to improve it.
Please reach us at 979-267-9078 if you cannot find an answer to your question.
Typically, clients begin seeing improvements within 30 days. Whats not deleted in your current rounds of disputes will go in the next round.
Yes we do, most of our clients actually sign up with our payment plan. Once you make the first payment we will get started on your file.
Yes, I'm a licensed realtor in Texas and can hold your hand through the home buying process.
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